Transparency

Rates & fees

Accounts

Maintenance and transaction fees depend on product and activity. Interest on savings products, where applicable, is set according to market conditions and disclosed at account opening.

Cards

Issuance, annual fees, and foreign transaction charges vary by card type. Full schedules are provided with the card agreement.

Transfers

Domestic instructions may be free or low-cost within product limits. Cross-border and FX-related transfers carry correspondent and conversion costs disclosed before confirmation.

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